EC Eligibility

What you need to know before going to an EC showflat?

Government introduced Executive Condo (EC) for our middle income household who wish to upgrade their lifestyle but squeeze out by private condo price tag.

After seeing a showflat for EC, only to find out you are not eligible will be devastating. In order not to be disappointed after falling in love with a particular EC, it is advisable to understand what is the EC Eligibility before making the trip.

Who can buy EC?

Anyone above 21 years old (excluding Joint Singles Scheme) who meets the following criteria:-

1. Citizenship

• Singapore citizen forming a family nucleus or
• at least a Singapore citizen together with a Singapore Permanent Resident forming a family nucleus

2. Family Nucleus

• You and your spouse
• You and your Parent
• You and your Fiancé/fiancée
• You and a child under your legal custody, care and control (for widowed/ divorced)
• You and your unmarried sibling or another unrelated single Orphan (for Orphan)
• You and another Single person, both above 35 years of age (for Joint Singles)

3. Property ownership

• You, your spouse and occupiers listed in the application must not own or dispose any private property within 30 months from date of application including oversea property.
• Each Singaporean household (for either one of applicant) can only own a maximum of one subsidise flat. Subsidised flat refer to the flat you bought directly from HDB or bought from the resale market with HDB Grant.
• Your existing HDB flat (if any) must fulfil the Minimum Occupation Period (MOP).

4. Household Income

• Your average gross combined Household income must not be exceeding S$14,000.00.

CPF Housing Grant for Family

	Both applicants – 1st timer	Both applicants – 1st timer	1st applicant – 1st timer 2nd applicant – 2nd timer
Monthly Household Income	SC/SC Household	*SC/SPR Household	Half Grant
Below S$10,000/-	S$30,000/-	S$20,000/-	S$15,000/-
S$10,001/- to S$11,000/-	S$20,000/-	S$10,000/-	S$10,000/-
S$11,001/- to S$12,000/-	S$10,000/-	S$0	S$5,000/-
S$12,001/- to S$14,000/-	S$0	S$0	S$0

* SC/SPR household = the applicants comprises of a Singapore Citizen (SC) and a Singapore Permanent Resident (SPR).

* If you are from an SC/SPR household, you can enjoy the full housing subsidy by applying for the Citizen Top-Up when your SPR family takes up Singapore Citizenship or when you have an SC child.

Citizen Top-Up

The SC/SPR household will qualify for the Citizen Top-Up when:

– the SPR spouse who is the co-applicant/co-owner/occupier of the EC subsequently becomes a SC, or

– an SC child is born to the SC applicant/owner and spouse of the EC, or

– the SPR parent/child/sibling# of the EC subsequently becomes a SC.

# Conversion of sibling to SC to qualify for the Citizen Top-Up applies only to flats purchased under the Orphans Scheme and Non-Citizen Spouse Scheme.

The SC/SPR household can apply for the Citizen Top-Up if they meet the condition before taking possession of the flat.

The SC/SPR household can also apply for the Citizen Top-Up for their existing EC, provided there is continuous occupation of the EC by the SC owner and SPR co-owner/essential occupier. Upon the sale of the EC in the open market, the SC/SPR household will not be eligible to apply for the Citizen Top-Up.

Regulation